The Mortgage and Loan Process

If you’re like most buyers, a home is the most expensive purchase you’ll ever make, and you’ll probably need some form of financing. We recommend our buyers get pre-qualified before beginning their home search. Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

We would be happy to refer you to some very good mortgage contacts we have in Tucson, or to help you in any other way we can to secure the best possible rate for your home purchase.
Funding Your Home Purchase
  1. Financial pre-qualification or pre-approval
Application and interview
Buyer provides pertinent documentation, including verification of employment
Credit report is requested
Appraisal scheduled for current home owned, if any
  1. Underwriting
Loan package is submitted to underwriter for approval
  1. Loan approval
Parties are notified of approval
Loan documents are completed and sent to title
  1. Title company
Title examination conducted, commitment for insurance issued
Sellers and Borrowers come in for final signatures
  1. Funding and Recording
Lender reviews the loan package
Funds are transferred by wire
Wire transfer received
Transaction is recorded

Contact us today and let’s get started!
mortgage and loan